فتح في صفحة مستقلة

العودة   Trading & Marketing > الاقسام العامة > business - trade -sales - buy
التسجيل التعليمـــات قائمة الأعضاء التقويم البحث مشاركات اليوم اجعل كافة الأقسام مقروءة

business - trade -sales - buy business - trade -sales - buy 2011

Positively Geared vs. Positive Cashflow

I just wanted to get people's opinion on what you think is the better way to set up an investment property. Ultimately the idea would be to pay a property

إضافة رد
 
LinkBack أدوات الموضوع انواع عرض الموضوع
  #1  
قديم 30-11-2012, 02:22 AM
Senior Member
 
تاريخ التسجيل: Sun Sep 2011
المشاركات: 1,831
افتراضي Positively Geared vs. Positive Cashflow

Positively Geared vs. Positive Cashflow

I just wanted to get people's opinion on what you think is the better way to set up an investment property. Ultimately the idea would be to pay a property off in full and have a few hundred a week in income. So for example:

If you had $100,000 ready to go, and thought it was time to get into the market for an IP. Would you consider it a better option to use the whole 100k as a deposit, and Positively gear the property (say worth 300-350k). Or would some consider it a better option to split it and buy two properties with a 50k deposit each, and ensure they are Cashflow positive?

The main difference that I could see is that you would obviously have smaller repayments in the first scenario, allowing you to pay the loan down much faster, while still claiming depreciation etc, which in turn would lessen the amount of interest you are paying in the long run, and gaining equity faster for your next property.

However the second example exposes you to 2 properties that are putting cash in your hand each week, and you are able to pay off more than the required amount of each loan each week.

Would the latter scenario only be a better, more viable option in a property bull market? As your leverage allows you to see capital growth on 2 properties instead of one. And the former scenario better in a stagnant/falling market?

2012 , 2011 , 2013
رد مع اقتباس
إضافة رد

أدوات الموضوع
انواع عرض الموضوع

تعليمات المشاركة
لا تستطيع إضافة مواضيع جديدة
لا تستطيع الرد على المواضيع
لا تستطيع إرفاق ملفات
لا تستطيع تعديل مشاركاتك

BB code is متاحة
كود [IMG] متاحة
كود HTML معطلة
Trackbacks are معطلة
Pingbacks are متاحة
Refbacks are معطلة



الساعة الآن 12:46 AM بتوقيت مسقط


Powered by vBulletin® Copyright ©2000 - 2018, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.6.0 © 2011, Crawlability, Inc.
جميع المشاركات المكتوبة تعبّر عن وجهة نظر صاحبها ... ولا تعبّر بأي شكل من الأشكال عن وجهة نظر المنتدى
فتح في صفحة مستقلة